Auto Loans Made Simple at RCU Auto Services
At RCU Auto Services in Santa Rosa, CA, we’re here to make financing easy, whether you’ve just started shopping for a car or you’ve already found one you love. As a wholly owned subsidiary of Redwood Credit Union, RCU Auto Services has an in-house financing team that offers affordable, flexible loan options for drivers from Santa Rosa, Petaluma, Rohnert Park, and beyond.
From used car financing to auto loans for new vehicles at other dealerships, we’re here to help you find the right loan with great rates, helpful guidance, and no guesswork.
Why Finance With Redwood Credit Union?
When you finance with RCU, you’re working with people who are here to support you—not sell to you. Our financing team includes local lending experts who take the time to understand your needs, your budget, and your goals.
If your credit isn’t perfect, don’t worry. We’ve helped many drivers get approved through our New Start program, designed for people looking to rebuild their credit and get back on track. RCU has been serving the community for over 75 years, and everything we do—from our low rates to our transparent loan terms—is built to give you peace of mind behind the wheel. You’ll find flexible loan terms and rates that fit your budget so that you can enjoy life without worrying about your monthly car payment.
Apply for Financing Online—Anytime
You don’t need to visit the dealership or one of our branches to get started. With RCU Now, our secure online financing tool, you can apply for a loan, check your application status, and explore your options all from home.
If you’d rather talk it through, we’re always available to help over the phone or in person. Just give us a call at 1 (877) 545-0800, and we’ll walk you through the process step by step.
Financing for Everyone Around Petaluma & Santa Rosa
Whether you’ve found the right car on our lot, at another dealership in California, or anywhere across the U.S., we’re here to help with financing that fits your budget and your lifestyle. We offer competitive rates and flexible terms on loans for both new and used vehicles.
For drivers rebuilding their credit, our New Start team is ready to help. We’ll work with you to build a personalized plan that’s affordable, supports your credit goals, and helps you move forward with confidence.
Explore Your Auto Loan Options at RCU Auto Services in Santa Rosa, CA
Before you commit to any auto loan, connect with our team at RCU Auto Services in Santa Rosa, CA. We’ll help you explore all your options, answer your questions, and find a solution that’s right for you—no pressure or pushy sales tactics, just honest guidance and real support.
Let’s make car buying and financing simple again. Apply online or stop by today to get started.
Disclosures
*Rates effective 03/02/2026. Rates, terms, and special offers subject to change. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos may be 10 years old or newer and may be financed up to 125% KBB value, for autos 11-15 years old may be financed up 110% KBB value depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $19.58 at 6.49% APR. 36 month term only applies to purchases, refinanced loans excluded.
